Islam The Base Of It All - 1731 Words

Islam, the base of it all. The word Islam means â€Å"submission to the will of God and obedience to his law†. Those who follow Islam are called Muslims. Muslims believe that there is only one God, Allah, and that Allah is wise and merciful (Gregory, Roberts, and Tarver 125). According to the Muslims, God sent a number of people who were prophets to live among mankind to teach mankind to live according to Allah’s law. In the 7th century a new religion known as Islam came about. Muslims have believed that Islam was introduced about 1400 years ago in Mecca, Arabia, a little known region at the time, and was revealed by a merchant, Muhammad, who was a Prophet that became very popular amongst the Muslims (Gregory, Roberts, and Tarver 125). In 610, Muhammad began to receive messages from Allah and Jabril. A few years later he began to start sharing these messages with family, friends, and anyone who would listen to what he had to say (Gregory, Roberts, and Tarver 125). The Quran, a religious text that was brought about in the 7th century, became the Muslims religious word. To a Muslim, the Quran is the word of God. It is the literal word of God because it was communicated to Muhammad, through the archangel Gabriel (Gregory, Roberts, and Tarver 125). For a Muslim, this is the ultimate source of authority because it is directly from God. The Quran was â€Å"born of a process of recitation and writing† (Gregory, Roberts, and Tarver 125). This was the reason the Quran was called as such. TheShow MoreRelatedAllam Iqbal1329 Words   |  6 PagesPakistan was the consciousness of the Muslims in the historical perspective of the south Asian sub-continent that they were a separate nation on the basis of the Islamic ideology. No doubt Islamic ideology is the base of ideology of Pakistan so the basic fundamentals of Islam are also the bases of the Ideology of Pakistan. Allama Iqbal amp; Ideology of Pakistan Allama Iqbal was the person who for the first time gave the concept of a separate state for the Muslims keeping in view the Two Nation TheoryRead MoreMedia s Portrayal Of Islamic Extremists During The Middle East1178 Words   |  5 PagesPerception of Islam and Muslims in the Media and the Responsibility of European Muslims Towards the Media. Social development led to the spread of the media, especially in modern democratic societies such as the U.S., revealed in Media Affecting Upon or Affected By Foreign Policy: The Case of Pakistan from the Institute of Communication Studies University of the Punjab (Eijaz). However, the media’s censored ideas affects public perceptions Islam and Muslims (MeÃ… ¡ić, The Perception of Islam and MuslimsRead MoreThe Muslim Culture Essay1464 Words   |  6 Pageshumans. Someone that is a Muslim only has an Islamic belief. This word originated in Arabia where this whole culture developed (BBC â€Å"Islam†). Islam followers, or Musli ms, were introduced to their culture from the Prophet Muhammad (BBC â€Å"Islam†). The word Islam comes up very often, but who knows what it means? It is said to be the â€Å"submission to the will of God (BBC â€Å"Islam†).† Majority of the U.S. population today see Muslims as bad people only because a certain group attacked the United States. We,Read MoreTerrorism, I Am A Muslim And I Am Against It1461 Words   |  6 Pagesreceive their recompense from their Lord. They have nothing to fear, nor will they grieve† This is how Islam inculcates Muslims not to judge others, because obviously it’s the Lord who does that. Despite this verse and many other verses in Quran which promote for peace and love among humans, still people combine Islam with terror. I have seen many false allegations about Islam in the media. All that made me wonder, did I understand my religion wrong? What really interests me is whenever I look forRead MoreThe Most Domina nt And Influential Empires1444 Words   |  6 Pagesrulers overall had a negative impact on Islam and ultimately led to their fall. The Umayyad clan was openly one of Muhammad’s greatest obstructions when he first began to speak publicly about his message. They knew Islam could threaten their current standing as the most affluent and controlling clan in Mecca. The Umayyads, originally led by Abu Sufyan, were primarily a merchant family of the Quraysh tribe who resided in Mecca. At the beginning they were against Islam, but they converted under MuhammadRead MoreMuslim Women As A Symbol Of Oppression856 Words   |  4 PagesIn the past decade, Islam has been viewed as a male dominant religion. Many people in the west proclaim that Muslim women are forced to wear and do things out of their own will and, therefore, the western society perceives Muslim women as a symbol of oppression. The main subject of controversy is the Islamic veil. In addition, the west proclaims Islam to be a sexist religion as the Muslim women are not held equal to men including a limited amount of women’s rights in Islam. In th e Deepa Kumar articleRead MoreThe Religions Of Islam, Hinduism, And Buddhism1241 Words   |  5 Pageswill discuss the major religions of Islam, Christianity, Hinduism, and Buddhism and how these faiths connect to politics of nations. Islam has always been a very mixed within state and society as a whole, with no true line between church and state. Islam began in the Arabia by the Prophet Muhammad in the seventh century, and is the second largest religion in the world today. Muslims are the followers of the Islam and believe in only on God, or Allah. Muslims base their beliefs on their holy book theRead More Comparing Christianity and Islam Essay1573 Words   |  7 PagesComparing Christianity and Islam   Ã‚  Ã‚  Ã‚  Ã‚  Christianity and Islam are two of the fastest growing religions, and they both have a lot in common. In this essay I will explain their differences and similarities, their messages, how they treat their believers and other religions, their historical relationship, and other topics along these lines.   Ã‚  Ã‚  Ã‚  Ã‚  I will start this essay by explaining Christianity, and many things about it. The word â€Å"Christianity† itself, means â€Å"Believer in Christ.† If you areRead MoreA Look at Prominent Worldviews1349 Words   |  6 Pageseverything through the filter of glasses. Supposedly, world view can affect one very much. The fact that Muslims goes to Mecca or Christians going to church every week or the mere choice between chocolate bar and ice cream are all affected by world view. The Christian world view bases everything to the scripture, the Bible. Christians say that humans are innately evil because Adam and Eve were kicked out from the Garden of Eden. Christians also emphasizes that it is only through Jesus for one to achieveRead MoreComparing And Contrasting Christianity And Islam872 Words   |  4 PagesComparing and Contrasting Christianity and Islam Religion is a guide to live a life that offers a fixed set of morals, as well as something to hold onto in times of misfortune and remarkable miracles. It is something that one will always grasp for, obey, and learn from as they carry on with their everyday lives. Christianity, which stands as the most practiced religion in the world, and Islam, which stands second, both portray how something that starts off so small can grow to enormous

Trials Are A Time For Debate - 997 Words

Trials are a time for debate. Without arguments and evidence to back them up, how is anyone supposed to make an informed decision about the fate of the person on trial? The trial of Socrates was highly lacking sufficient evidence. Towards the end of the trial, the Democrats started offering much more evidence as to why Socrates was guilty of the charges, but the Socratics and Oligarchs were still failing to present sufficient evidence to back up their plea of innocence. In the beginning, I was almost positive that I was going to vote that Socrates was innocent, but after the session, as I thought about it more and more, I realized that each side needed to provide evidence to support their claim. All of the parties were not doing a very good job of that. It especially changed my view when a Socratic told the jury members that his party and all those defending Socrates did not need proof of his innocence. That seemed like a very off putting statement to me. I of all people know that no t everything is as it seems, but how was I to vote one way or another, if no one could tell me how it actually was. Socrates was charged with corruption of the youth, blaspheming the gods and teaching his students to oppose democracy. All three of the charges are very serious and needed to be addressed individually. So that is what I will do now as I explain why I voted the way I did. First, we have corruption of youth. While I am a strong believer in controlling what our children listenShow MoreRelatedThe Scopes Monkey Trial942 Words   |  4 Pages1920s was a time of shifting and conflicting moral values due to people attempting to see which values would dominate the nation’s culture. One conflict was between science and religion; ever since science began to explain what once was unexplainable, it clashed with religion. Thus, in 1925, the Scopes â€Å"Monkey† Trial revealed the struggle of America’s culture between the forces of Traditionalism and Modernism . The mixture of religion and science caused one of the most famous debates in American historyRead MoreThe Scopes Monkey Trial1116 Words   |  5 Pageswith religion. The Scopes â€Å"Monkey† Trial of Dayton, Tennessee was one of the most talked about trials in history because it was one of the first and most publicized times that this conflict occurred. The trial showed the schism between the faithful fundamentalists and the newly formed group of evolutionists. Although the jury was reminded that they only had to decide if Scopes had broken the law, the verdict was seen as much more than that. For one of the first times in history, it seemed as if theRead MoreEthics of Offshoring: Novo Nordisk and Clinical Trials in Emerging Economies1583 Words   |  7 PagesEthics of Offshoring: Novo Nordisk and Clinical Trials In Emerging Economies Offshoring is a highly debatable topic throughout the country and the world. Many people base their opinions on different aspects of offshoring. Some people are against offshoring because they feel as if the working conditions in other countries aren’t up to par and are unethical. Some people are against offshoring because they feel it is taking jobs away from people within their own country. Some people are for offshoringRead MoreDracula and Science, Superstition, Religion, and Xenophobia1602 Words   |  7 PagesThere are many debates in the United States that have been ongoing for decades, and some for even centuries. Some of these issues are in relation to science, religion, and some are even a combination of the two. Film and other media outlets have commonly been used to address these types of issues ever since these outlets were started. In the film Dracula, directed by Tod Browning in 1931, many controversial issues of the 1920s and 1930s including science, supers tition, religion, and xenophobiaRead MoreScopes Trial Essay1167 Words   |  5 PagesThe twentieth century Scopes trial may have started out as a simple debate between evolutionists and creationists, but quickly escalated to a debate of historic proportions. The 1920s were times of change in the United States, from women getting the right to vote to prohibition to changes in education, such as the Butler Act, which created unease and animosity throughout the country. The Butler Act of 1925 prohibited the teaching of evolution and any other theories that deny the story of the divineRead More The Devil And Daniel Webster Essay747 Words   |  3 Pagesdevil brought him prosperity- for a time. Jabez had become state senator, married a wonderful woman, and had friends in high places. But it did not last forever.A small climax- more like a turning point- occurred when Scratch had driven all the guests away from fear. He then left for a short time, preparing to come back at a later time to reclaim his quot;prizequot;. Daniel Webster, however, felt confidant that he could defeat Scratch in a fair trial and/or debate. As it turned out, both happenedRead More Individual Liberty Versus Majoritarian Democracy in Edward Larson’s Summer For the Gods878 Words   |  4 PagesMajoritarian Democracy in Edward Larson’s Summer For the Gods The Scopes trial, writes Edward Larson, to most Americans embodies â€Å"the timeless debate over science and religion.† (265) Written by historians, judges, and playwrights, the history of the Scopes trial has caused Americans to perceive â€Å"the relationship between science and religion in . . . simple terms: either Darwin or the Bible was true.† (265) The road to the trial began when Tennessee passed the Butler Act in 1925 banning the teachingRead MoreMy School And My Bad Academic Habits1301 Words   |  6 Pagesin the long run. Despite how hard it was, I decided to cut all ties with the only friends I had in highschool. Now around this time, one random day after school. I was about to head home when a classmate approaced me. She said she was going to speak to a teacger about starting a debate team and asked if I wanted to go. Naturaly I agreed, not due to an interest in debate but becasue I had a crush on her.For whatever reason when I spoke to the teacher about starting a team she sparked something insideRead MoreEssay about Trial by Media1445 Words   |  6 PagesTrial by Media With 27 million newspapers bought and 99 percent of the adult population watching an average of 2 ½ hours of television every day, the British Media (mass media) has a massive audience. Since the 1920s, sociological research has been conducted on the basis of concerns about the potentially negative influence over the media consuming public. Early research conducted by the Payne Fund studies found that the mass media had a powerful effect over itsRead MoreEssay on Salem Witch Trials Of 16921061 Words   |  5 PagesThe Salem Witch Trials of 1692 In colonial Massachusetts between February of 1692 and May of 1963 over one hundred and fifty people were arrested and imprisoned for the capital felony of witchcraft. Trials were held in Salem Village, Ipswich, Andover and Salem Town of Essex County of Massachusetts, but accusations of witchcraft occurred in surrounding counties as well. Nineteen of the accused, fourteen women and five men, were hanged at Gallows Hill near Salem Village. Hysteria had swept through

Masters of Social Work

Question: Write an essay about the Social Work. Answer: Reflective Journal Social Work practice is a very crucial way of practice, where the bonding between the client and the worker is very important. Generally in this practice workers use the Generalist Intervention Model. Generalist Intervention Model consists of a number of levels of approaches which allows a worker to work in different environments. These environments can be on a mezzo, macro or micro level. It rests on four major steps. Firstly, human behavior is connected to the social and physical environment (Dewees, Berg-Weger and Dewees, 2014). Secondly, the process for changing the functioning of the system of a human involves the changing of the system itself and modifying the interaction of the system with the environment and vice-versa. Thirdly, while working with any human system, irrespective of being individual or social, similar social work process should be used. And lastly, generalist practitioners are responsible not only to practice to work towards only social policies but also consul t different research. The Generalist Intervention consists of seven levels of practice but here as a social worker, I am going to use only five which are engagement, assessment, intervention, termination and review. The given case study is about Mohammed, who is totally obsessed with everything, his health, his wife, his business and his children. He is not happy anywhere. He is always in a hyper mode irrespective of business or health or family (Langer and Lietz, 2014). He is a 55-year-old Middle Eastern man with a 25-year-old wife of Cyprian background. Her thoughts, values, tradition has a great Cyprian influence. His children are bilingual. They speak both Cyprian and Arabic. His thought does not match with his wife. They have a lot of communication gap. He is always putting her down verbally but never physically. His wife Stamita wants to leave him but for the children, she stays there. He had been looking after the family very nicely with his electrician business. But two years ago he had a mild stroke which gave him depression, anxiety and panic attacks. This attack is being repeated in his life from that time continually making him lose confidence and gain depression. His wife is also wo rking but after his health problem, everything fell on her which made her more pressurized regarding the economic responsibility of the family. Mohammed has understood that his health condition will not improve so he is also losing his confidence which made him less enthusiastic towards the business (Peat, 1926). Now he just sits in his house watching TV and getting irritated about everything. Moreover, his youngest daughter Mariaka has recently disclosed her wish to leave home. Now the problem with both Stamita and Mohammed was that these she was going out of tradition to fulfill think like that. This thing could not be accepted by the society especially in Mariakas case, as, she is a girl. When they had not even overcome with this problem, their son revealed his being a gay which could not be digested by any of the family members. But he is blessed with his middle daughter Zulfia, who is a fathers daughter indeed. She never does anything against tradition or culture. Mohammed is a lso blaming his wife for this behavior of the eldest and the youngest one. All together made him lose interest in life and business. He is also not taking medicines properly. Both Mohammed and Stamita have become less cooperative towards each other. So, after having a brief idea about Mohammeds life we can understand the mental condition of him and the reason behind his anxious and sleepless nights. So being a social worker I would undergo the process of Generalist Intervention Model to bring a type of relief in his life (Sousa, Agante and Gouveia, 2014). I cannot solve his problem personally, but then, I can help him handle those problems without having any negative effect on him nor his health neither his environment. Engagement practice of social work constitutes involvement in the problem of the client by the worker. This is the first instance where the client meets the worker. The worker has to provide a very warm welcome and hospitality to the client. The meeting can be of some minutes or hours but then, the main criteria should be helping the client to find his comfort zone so that he can open up with the problem (Volpintesta, 2016). I am to be very aware of the fact that Mohammed is an irritated type of person who has no patience to understand the problems of his own family. So I have to give him his personal space and try to win his trust, because if he trusts me, then it will be easier for me to solve his problems. I have to keep soothing eye-contact with him and actively listen to what his point of view is all about. I will be asking him questions about himself, his family, his hobbies, his least favorite issues and his aspiration about his future. I have to try to convince him to answer all my questions and listen to the answers carefully, if needed, take down points also. This session is going to be an "All about me" session where he will be speaking and I would be listening to him as a well-wisher or a friend. In this way at first, I have to try to gain his confidence on me. The assessment stage is when the client and the worker sit together for a discussion on the things told in the engagement stage so that, intervention can proceed. Here I will be repeating whatever he has told about all the above-asked questions but in my own friendly way of approach so that does not seem repeating, but, yet repeating. I have to keep his interest growing towards a positive way of handling life (Van Nispen tot Pannerden, 2011). I will be discussing his strengths and weaknesses regarding life so that it will help him boost up his self-confidence. Things that affect him will also be shared to see his time spending areas of life and also try to explain him the positive and negative effects of those on him. The missing points also will be included in this process so that a clear picture is drawn about his life near me. This will help us together proceed further towards finding solution and planning actions to solve these problems. I have to make sure that he has shared eac h and every problematic and disturbing aspects of his life with me otherwise action plan is difficult. The intervention stage involves both planning and implementing Generalist Intervention Model. By now the issues that are disturbing and non-disturbing are clear to both of us. So now we are going to plan some ideas and implement them in real life to solve the disturbing issues of his life. If needed, then a contract can be made so that he is forced towards reaching the target. Here my work will simply be to monitor his progress and attain information so that it can be rendered to him. I have to deal with him like a child, for example, I will have to reward him each time he achieves small goals. His reward will be his favorite dish. Here I will also have to make him tolerant towards different cultures by showing him the positive side of it. As he is always blaming his wife for everything, I will have to make him understand that blaming the wife for everything would not help him solve the children issues rather sitting with the family and trying to erase the communication gap may help (Lindenberger, 2007). He has to understand that his son being a gay has nothing to do with his wife nor his son. None is to be blamed for it. The next two stages of termination and evaluation are the final and crucial factor of this whole assignment. At first, I will have to make him fill up a form where questions related to his present life conditions will be given. This will give me a vivid idea of his progress. The hope that problems can be solved is to be implanted into his head. Here I will have to do a lot of research regarding his present way of handling issues. This is going to involve a lot of question-answering sessions (Sheehan, 2016). If needed, then the assessment and intervention stages can be repeated again and again if he feels that he is not being able to cope with the situation by himself. I have to see if there is any improvement in the mood, behavior and confidence level of him. By this stage I believe, that his sight towards life would change. Moreover, a recognizing change will be seen in him that would give him the confidence to go further with the completion of goal for which he had come to me. The above stages can be applied if and only if the client has faith in the worker and is ready to make concrete commitments towards the positive change. Moreover, the worker should also be self-determined towards the goal set. The worker has to be very careful while handling emotional decisions of the client. They should be careful that their experiments do not affect or harm or increase problems in the clients life. Demonstrate the SW roles and skills you would use. The social workers roles are indefinite and vast for anyone irrespective of anything. A social worker provides justice and social fairness by reducing barriers and expanding choice for all people, especially for those who are oppressed or disadvantaged. The worker has to advocate social justice to maintain equality and discrimination in the society (Shafer and Pace, 2015). The protection of the natural environment is also an important role of that person. While working for the society a worker might have to face many social dilemmas. Not all people are going to take the steps taken by a social worker positively. They have to be very patient enough and positive nature and also be prepared to face the word wars of the society and the government. Here in this case of Mohammed, it would be wrong to blame him for the deeds hat he is being done. He, being a social figure, has to keep going with his family not only emotionally but also in a socially accepted manner. His daughter asking to l eave home, his son being a gay, all these are socially obsessed problems. He has to be rigid mentally to accept these aspects of his family. What would be your social work purpose in this case and how would you be able to fulfill the SW purpose? In the above case mentioned my social work purpose would be to make Mohammed understand that he is not only the only father in this world who is having to face these problems. He has to mix with his children as a friendly father otherwise his children can get diverted to a negative path which shall ruin their lives permanently in turn ruining his life too (Patti, 1985). He has to understand that whatever he has done till date was his responsibility towards family. His children love and trust him, for that reason only they have gathered that much courage to inform him about their decisions. His denial or rejection can affect not only his children's lives but also his and his wife's. So, at first, I am going to help him gain confidence in himself and then accept the truth positively. His blaming his wife will not make anything right rather spoil and ruin the family that he had raised with his blood and sweat. How would you use the values and practice principles from the AASW code of ethics? The Australian Association of Social Workers has a code of ethics that help the social workers understand their values in the lives of the clients. The code shows the values and responsibilities which integrally characterize the profession of a social worker. It intends to help all social workers, individually and collectively, towards achieving the aim of the profession. The code provides a standard and guides to ethically conduct social work and delivery of service (Aasw publications, 1996). It also says to have respect for other people and their emotions, provide social justice and understand the integrity of the profession of a social worker. So while dealing with the problem of Mohammed and his family members I am going to impart suggestions and solutions in such a manner that it will not affect the status or emotion or feelings of him or his family in any way. Hence, for this reason, I am also going to have conversations with his family members also as I should not draw any con clusion without consulting the feelings of his family members also. Moreover speaking to the other family members shall help me understand the improvements made by Mohammed. What cultural considerations need to be considered and how would manage these? Cultural barrier is the main problem with Mohammed's family. He and his wife are from two totally different backgrounds so explaining to him anything against his wife's background is not going to help rather worsen the matter (Shapiro, 1998). Not only that, they are also victims of the language barrier. But the main problem here lies with the age difference between his wife and him. So, at first, I am going to make him realize his love for his wife and children. His second wife Stamita has accepted her step children and his children have also accepted their stepmother. His children and wife have given respect to his decision so he should also give importance and respect their decision. He should be proud of his family members, especially his children, who have acquired the knowledge of their mothers language. They can speak both Arabic and Cyprian. They are bilingual. References Aasw publications. (1996).Australian Social Work, 49(2), pp.57-57. Dewees, M., Berg-Weger, M. and Dewees, M. (2014).The practice of generalist social work. London: Routledge. Langer, C. and Lietz, C. (2014).Applying Theory to Generalist Social Work Practice. Hoboken: Wiley. Lindenberger, H. (2007). Towards a Characterization of Modern Opera.Modernist Cultures, 3(1), pp.84-93. Patti, R. (1985). In Search of Purpose for Social Welfare Administration.Administration in Social Work, 9(3), pp.1-14. Peat, H. (1926). Economic Welfare and Family Responsibility.Economica, (18), p.269. Shafer, K. and Pace, G. (2015). Gender Differences in Depression across Parental Roles.Social Work, 60(2), pp.115-125. Shapiro, D. (1998). Introduction. Ethical considerations and cultural property.J Int Cult Property, 7(01). Sheehan, R. (2016). Forensic Social Work: Implementing Specialist Social Work Education.Journal of Social Work. Sousa, A., Agante, P. and Gouveia, L. (2014). Communication Model for Generalist News Media Websites.IERI Procedia, 10, pp.32-37. Van Nispen tot Pannerden, P. (2011). HANDLING CULTURE.Journal of Positive Management, 2(1). Volpintesta, E. (2016). Additional Considerations for the ExpertGeneralist Model.Academic Medicine, 91(4), p.448.

Internal Rate of Return and Terminal Value free essay sample

For both financing alternative, develop a model that shows forecasted revenues, expenses, profits, and free cash flows generated by Harmonic in years one through seven. -Model shown in chart below. †¢What is the terminal value of the company under each scenario? As you can see in the graph below, the terminal value for the company if it takes the equity route is about $106M, where if it takes the debt route its terminal value will be about $45M. †¢What cash payments will be made by the company at the end of year seven? As you can see in the graph below, the only cash outflows from the company in year 7 will come from debt financing, with about an $11M outflow from buying back the building from Frank Thomas, as well as about a $6M outflow from paying back the 9% interest loan. 2)At what price must Harmonic repurchase the building from Frank Thomas to produce his required 15% after-tax return? In order for Frank Thomas to earn his 15% after tax return, Harmonic must buyback the building for just over M. We will write a custom essay sample on Internal Rate of Return and Terminal Value or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The calculations can be seen in the chart below. 3)What proportion of the terminal value must be distributed to Comet Capital to produce its required 25% before-tax rate of return? In order for Comet Capital to produce its 25% before tax return, they must receive about $73. 5M terminal value. This amount is about 69% of the total terminal value at the end of year 7. 4)What are the forecasted cash flows, rates of return on investment, and value created for Burns and Irvine under the debt and equity financing alternatives? As you can see in the chart below, in respect to equity financing, the forecasted cash flows begin negative, and then gradually increase until a highly increase terminal sell price. The IRR of the investment will be 559%. And the value created from their very small investment will be around $50M in only a 7 year period. As for debt financing, the forecasted cash flows will also begin negative, and then increase until year 5. In year 5, they have one major cash outflow from repurchasing the equipment, but their cash flow will still remain positive. After year 5, they cash flow will pick up where it left off and increase even higher until they sell the company. The IRR will be around 429%. And the value created from the small investment will be just under $45 million in only a 7 year period. 5)What are the positives and negatives of each proposal? Which financing alternative would you recommend and why? Equity Proposal †¢Advantages i. Higher IRR ii. Can immediately complete launch of new hearing aid ?Will stay ahead of competition iii. Will reduce the risk of the transaction iv. Will reduce cost of goods sold on new goods from purchasing new equipment v. Will increase depreciation expense, lowering tax expenses vi. Will have no rent, interest, or lease expenses vii. If company goes down, will not have to pay any additional money back †¢Disadvantages i. Less ownership in company ii. Will have to invest more capital in the company than the debt proposal Debt Proposal †¢Advantages i. Maintain 100% ownership of company ?Will not have to follow anyone else’s plans for the business and can completely control the direction the company moves in ii. More tax deductions †¢Disadvantages i. Lower IRR ii. Will have a delay in bringing new hearing aid to the market ? Will allow competition to catch up to them faster iii. Will have to worry about having enough cash flow to pay for several different interest payments and buy back the land/building iv. Much more likely to have to worry about financial distress in the future since they will have to pay some money back v. Will increase the cost of goods sold on future developed products vi. Much lower receivables As you can see above from the advantages/disadvantages of both financing alternatives, it seems like a very easy decision to take the route of the equity financing. They will not be in complete control of the company, and will have to find a way to get an additional $50K to invest into the company, but their expected return after paying off the additional investor is still much higher than the debt alternative. Also, by taking the equity route, they will be able to immediately release the new hearing aid, and will have enough funds to stay ahead of the competition. It will increase their market share, which in turn will help them in the future years if they decide to release a new, not already planned for product. Their risk of falling into financial distress will also be much lower, their free cash flows every year will be larger, and their company will have a larger terminal value than the debt financing route. Also, since they will have another investor, they should have easier access to future financing if needed, as well as some additional expertise to help them out. I would without a doubt recommend them taking the equity financing route.